Terms & Conditions

Terms & Conditions

The website available and hosted at: www.karmbusiness.com  (Website) is provided by KARM Advisory Management Consultancy LLC (KARM, we or us). KARM is registered with the Dubai Economy and Tourism and is authorised to provide business solutioning and management services, as described in more detail on the Website (Services).

These Website Terms of Use (Terms) constitute a legally binding agreement made between you, whether personally or on behalf of an entity (you), and KARM Advisory Management Consultancy LLC, concerning your access to and use of the Services. These Terms govern your use of the Website as well as any corresponding medium through which we provide our Services. We request you to read these Terms carefully. By accessing, browsing, or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms, including the privacy policy and the other terms published on the Website, which form part of these Terms. If you do not agree with the Terms or any part of the Terms, you may choose to stop using the Website and the Services.

1. USE OF THE WEBSITE

By accessing the Website, you agree:

1.1 Not to do anything that violates local, state, national, or international law or breaches any of your contractual obligations or fiduciary duties.

1.2 Not to copy, reproduce, transfer, sell, resell, distribute or otherwise misuse any content on the Website (Content), unless specifically authorized to do so.

1.3 not to benefit commercially from the Content;

1.4 to use the Website and Content and avail the Service solely for your personal, non-commercial use or internal business purpose; and

1.5 not to advertise or sell any goods or services to other users of the Website.

2. SERVICE-SPECIFIC TERMS

Supplemental terms and conditions or documents that may be posted on the Services from time to time are hereby expressly incorporated in these Terms by reference.

3. USER REPRESENTATIONS

3.1 By using the Website and the Services, you represent and warrant that:

  1. you have the legal capacity and you agree to comply with these Terms;
  2. you are not a minor in the jurisdiction in which you reside;
  3. you will not access the Services through automated or non-human means, whether through a bot, script or otherwise;
  4. you will not use the Services for any illegal or unauthorized purpose; and
  5. your use of the Services will not violate any applicable law or regulation.

3.2 If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof).

4. PROHIBITED ACTIVITIES

4.1 You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us, in writing.

4.2 As a user of the Services, you agree not to:

  1. Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us;
  2. Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Services;
  3. Use any information obtained from the Services in order to undertake any unlawful activities or to harass, abuse, or harm another person;
  4. Make improper use of our Services or submit false reports of abuse or misconduct;
  5. Use the Services in a manner inconsistent with any applicable laws or regulations;
  6. Engage in unauthorized framing of or linking to the Services;
  7. Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Website or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Website;
  8. Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools;
  9. Attempt to impersonate another user or person or use the username of another user.
  10. Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Services to you;
  11. Attempt to bypass any measures of the Services designed to prevent or restrict access to the Services, or any portion of the Services;
  12. Use a buying agent or purchasing agent to avail the Services;
  13. Use the Services as part of any effort to compete with us or otherwise use the Services and/or the Content for any revenue-generating endeavour or commercial enterprise; and
  14. Use the Services to advertise or offer to sell goods and services.

5. INTELLECTUAL PROPERTY RIGHTS

All right, title, and interest in the Website and the Content is and will remain the exclusive property of KARM or its licensors. Nothing in these Terms gives you a right to use the KARM name or any of the KARM trademarks, logos, domain names, and other distinctive brand features. Further, nothing in these Terms gives you any right, title or interest in the Website or the Content. We reserve all rights not expressly granted to you in and to the Services, Content, and all material posted on the Website.

6. PRIVACY POLICY

We care about data privacy and security. By using the Services, you agree to be bound by ourPrivacy Policy posted on the Website, which is incorporated into these Terms.

7. LIMITATIONS AND EXCLUSIONS OF OUR LIABILITY

7.1 The Website and the Content are provided for general information purposes only and nothing on the Website or the Content is intended to provide legal or other professional Readers are advised not to act on the Content without seeking professional counsel.

7.2 Any correspondence with KARM via the Internet or e-mail through this Website does not constitute or create an attorney-client Users should not send us any confidential information in response to this Webpage. Any such confidential information submitted will not create an attorney- client relationship and will not be privileged or confidential unless KARM agrees to act as the user’s legal counsel and a written agreement is executed with KARM.

7.3 KARM does not accept any responsibility for any loss, claim or liability which may arise from reliance on Content.

8. DISCLAIMER

The Services are provided on an as-is and as-available basis. You agree that your use of the Services will be at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, in connection with the Services and your use thereof, including, without limitation, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We make no warranties or representations about the accuracy or completeness of the services’ content or the content of any websites or mobile applications linked to the Services and we will assume no liability or responsibility for any (1) errors, mistakes, or inaccuracies of content and materials, (2) personal injury or property damage, of any nature whatsoever, resulting from your access to and use of the services, (3) any unauthorized access to or use of our secure servers and/or any and all personal information and/or financial information stored therein, (4) any interruption or cessation of transmission to or from the services, (5) any bugs, viruses, trojan horses, or the like which may be transmitted to or through the Services by any third party, and/or (6) any errors or omissions in any content and materials or for any loss or damage of any kind incurred as a result of the use of any content posted, transmitted, or otherwise made available via the services. We do not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the services, any hyperlinked website, or any website or mobile application featured in any banner or other advertising, and we will not be a party to or in any way be responsible for monitoring any transaction between you and any third-party providers of products or services. As with the purchase of a product or service through any medium or in any environment, you should use your best judgment and exercise caution where appropriate.

9. TERM AND TERMINATION

These Terms shall remain in full force and effect while you use the Services. Without limiting any other provision of these Terms, we reserve the right to, in our sole discretion and without notice or liability, deny access to and use of the Services, to any person for any reason or for no reason, including without limitation for breach of any representation, warranty, or covenant contained in these Terms or of any applicable law or regulation. We may terminate your use or participation in the Services, without any notice, in our sole discretion.

10. MODIFICATIONS

From time to time, we may update these Terms to clarify our practices or to reflect new or different practices, and KARM reserves the right in its sole discretion to modify and/or make changes to these Terms at any time. Modifications will become effective on the day they are posted unless stated otherwise. Please check the Website periodically to inform yourself of any changes. We will alert you about any changes by updating the “Last updated” date of these Terms, and you waive any right to receive specific notice of each such change.

11. NOTICES

Any notice or other communication to be given in relation to these Terms will need to be made in writing and sent to the registered or certified mail return receipt requested, or by email to hello@karmbusiness.com.

12. SEVERABILITY

If any provision of the Terms is held to be unlawful, void, or for any reason unenforceable, then that provision will be limited or eliminated from the Terms to the minimum extent necessary and will not affect the validity and enforceability of any remaining provisions.

13. GOVERNING LAW

These Terms shall be governed by and interpreted in accordance with laws and regulations of the United Arab Emirates, and you agree to submit irrevocably to the exclusive jurisdiction of the courts of Dubai, United Arab Emirates.

14. CONTACT

You can contact us by email at hello@karmbusiness.com.

Last Updated: 1st September 2025